LIFE INSURANCE THAT TAKES YOU HIGHER
Types of Insurance
Learn more about what we offer, and find the perfect policy for you at the BEST PRICE!
Term Life Insurance
Provides coverage for a specific period of time, known as the "term." If the insured person dies during the term, the insurance company pays a death benefit to the beneficiaries named in the policy. However, if the insured person survives the term, the policy typically expires, and there is no payout. Term life insurance is designed to provide financial protection for a specified duration, such as 10, 20, or 30 years, and is often chosen for its affordability and straightforward coverage.
Returned Premium Life Insurance
Whole Life Insurance
This is a type of term life insurance that refunds the premiums paid if the policyholder outlives the term. It provides financial protection for a specific period, and when the insured person survives the term, the premiums paid are returned, making it a unique option.
Provides coverage for your entire lifetime. It offers both a death benefit to your beneficiaries and a cash value component that grows over time. Unlike term life insurance, which has a set term, whole life insurance provides lifelong protection as long as premiums are paid. This policy not only ensures financial security for your loved ones after your passing but also serves as an investment that can accumulate cash value over time.
Universal Life Insurance
Disability Insurance
Offers both a death benefit and a savings component. It allows you to adjust your premium payments and death benefit throughout the policy's life. Universal life insurance also provides the potential for cash value growth through investments, and it gives you the flexibility to tailor the policy to your changing financial needs.
Provides financial protection by paying a portion of your income if you become unable to work due to a disabling illness or injury. It ensures you have a source of income to cover essential expenses during periods of disability when you cannot work.