Returned Premium Life Insurance
The Right Insurance for the Best Price. Cover your family and your collateral assignments today!
Why Returned Premium Life Insurance?
Returned Premium Life Insurance functions similarly to term life insurance but with a distinctive feature. If the policyholder doesn't make a claim and outlives the specified term, all the premiums paid are refunded. It combines the temporary protection of term life insurance with a potential financial benefit if the insured person survives the term, making it a unique choice for those seeking a blend of coverage and financial return.
Customizable Term
Offers protection for a specified period, ensuring your loved ones are financially secure during that time. Like regular term life insurance, it provides protection for a set time, such as 20 or 30 years.
Money-back guarantee
When you outlive the term and don't make a claim, you get all your premiums back. It's like a refund for staying healthy!
Versatility
Provides both protection and the potential for a refund, offering a practical approach to life insurance.
Collateral Assignment
Financial institutions are more likely to extend credit when your life insurance policy is assigned as collateral, potentially improving your borrowing terms. By assigning your policy as collateral, you can secure loans for various purposes without jeopardizing your family's financial safety net.
Peace of Mind
You can have the confidence that if something happens to you your family, home, investments, loans, and future of your families will be protected.